Hartford CT FHA Maximum Loan Limit 2010

What is the Maximum FHA Mortgage Loan in Hartford, CT

The maximum FHA Mortgage Loans is different for each county and also for a 1, 2, 3 or 4 family/unit house.  So here are the current maximum FHA Mortgage Loan limits for Hartford, CT:

 Single Family Home $440,000

Two Unit Home $563,250

Three Unit Home $680,850

4 Unit Home $846,150

 

The loan limits are similar in Middlesex and Tolland County.  They are lower in Litchfield, New London, New Haven and Windham Counties.  The loan limits are higher in Fairfield County.

 

 

What is an FHA Mortgage?

An FHA Mortgage loan is a loan that is insured by the Federal Housing Administration (FHA). FHA does not actually provide the loan; it insures the mortgage for the lender. Should the borrower on an FHA mortgage default the lender may receive payment from FHA for their losses. This insurance coverage reduces the lenders risk and makes them more able or likely to offer a borrower a loan.

An FHA mortgage loan may be for the purchase of a home in Hartford, CT that the borrower plans to live in, or the refinance of a home they already live in. FHA mortgage loans are available to borrowers in Hartford, CT., regardless of whether they have owned a property before. You don't need to be a first time homebuyer in order to qualify.

Need an FHA Mortgage Loan or you would like to discuss your options?

Call me at (860) 306-8029 or send me an email to schedule a no obligation consultation. I’ll help you determine whether or not an FHA loan is right for your Hartford, CT home purchase. If not, we’ll look at other programs and how they may benefit you more.

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As quoted in the New York Times "A Little-Known Loan Program", and in the Hartford Courant "Moving In:Couple Combining Households Buys In Newington" and "Moving In... New Britain"

 

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Comment balloon 2 commentsJon Sigler • May 17 2010 09:35PM

Comments

nice post Jon.  In my area FHA doesn't even get up to $300k.

Posted by Loan Survivor Real Estate Financing Expert (Purchases, First Time Buyers, Pre-Approvals, Refinance) about 8 years ago

Drew, We are very lucky here in the Hartford area to have an FHA loan limit of $440,000.  It is very helpful.

Posted by Jon Sigler, South Windsor Homes for Sale 860-306-8029 (Keller Williams - Greater Hartford) about 8 years ago

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