Greater Hartford Online

4 Bedroom Home Enfield.  41 Sapphire St in Enfield has 4 bedrooms and several other features that could make it your home.  41 Sapphire St was built in 1972 a lot that is a little over half an acre, it has a 2 car attached garage.  Central Air Conditioning in this Enfield home makes summer nights more enjoyable in the 4 bedrooms, 2 Fireplaces make winter nights more special.  If you are still looking for more space in 4 bedrooms you will find a partially finished lower level.

Want to see pictures of the 4 bedrooms in this Enfield home? Check out this virtual tour.  If you would like to know more about this 4 bedroom home in Enfield, or other 4 bedroom homes for sale contact Brian Burke of Coldwell Banker at 860-798-3272.

	41 Sapphire St Enfield, CT 06082 4 Bedroom Cape in Sought-After Neighborhood
Home   Photo Gallery   Virtual Tour   Property Map   Payment Info   Request Showing   Contact Me   Brian Burke Mobile: 860-798-3272 Website: Visit Website	Price : $244,900 Bedrooms : 4 Bathrooms : 2 Square Foot : 1,570 Lot Size : 21,780 County : Hartford Property Type : Detached Year Built : 1972 MLS Number : G582903 click for more information and pictures Property Description Redefined 4 bedroom Cape in sought-after neighborhood. Meticulously maintained home is situated on a half acre of verdant grounds offers hardwood floors, Central Air conditioning, Fireplace, huge great room, formal living room, partially finished lower level, appliances 2 car garage. Great home to raise a family! Features List MLS # 582903 4 Bedrooms 2 Full Bathrooms 2 Car Garage Central AC Fireplace Hardwood Floors Huge Great Room Oil Heat Above Ground Pool Cape Cod Style Home Built in 1972 Nathan Hale School Edgar Parkman School Kennedy Middle Fermi High School
Equal Housing Opportunity.	Coldwell Banker Res Brokerage : 481 Buckland Rd - South Windsor CT 06074

Low and no down payment financing is available to qualified borrowers.

Interested in other homes for sale in Enfield?  Check out CTHomesForSaleSearch.

3 Bedroom Raised Ranch For Sale Enfield CT.  54 Kalsih Ave in Enfield offers 3 bedrooms and a number of other features that make it a desirable home.  Built on a lot of approximately a quarter acre in 1980, it has a 2 car attached garage.  Central Air Conditioning in this Enfield home makes summer nights more enjoyable in the 3 bedrooms. 

Want to see pictures of the 3 bedrooms in this Enfield home? Check out this virtual tour.  If you would like to know more about this 3 bedroom raised ranch for sale, or other 3 bedroom homes for sale contact Brian Burke of Coldwell Banker at 860-798-3272.

	54 Kalish Ave Enfield, CT 06082-1808 Updated 3 Bedroom Raised Ranch
Home   Photo Gallery   Virtual Tour   Property Map   Payment Info   Request Showing   Contact Me   Brian Burke Mobile: 860-798-3272 Website: Visit Website	Price : $210,000 Bedrooms : 3 Bathrooms : 2 Square Foot : 1,814 County : Hartford Property Type : Detached Year Built : 1980 MLS Number : G576632 click for more information and pictures Property Description Adorable 3 bedroom, 2 full bathroom Raised Ranch situated w/n quiet neighborhood setting. Home offers NEWER roof, windows, kitchen, baths, furnace appliances. Finished w/o LL, hot tube, fenced yard, FP C/A too. Great home to raise a family! Features List Central AC Propane Heat Quiet Neighborhood Fenced Yard 2 Car Garage 3 Bedrooms Barnard Elementary Kennedy Middle Fermi High MLS # G576632
Equal Housing Opportunity.	Coldwell Banker Res Brokerage : 481 Buckland Rd - South Windsor CT 06074

Looking for homes for sale in Enfield CT?  Visit CTHomesForSaleSearch.com and search all homes for sale in Enfield CT and the surrounding area.  No registration required!

What is the Maximum FHA Mortgage Loan in Enfield:

The maximum FHA Mortgage Loans is different for each county and also for a 1, 2, 3 or 4 family/unit house. So here are the current maximum FHA Mortgage Loan limits for Enfield:

Single Family Home $440,000
Two Unit Home $563,250
Three Unit Home $680,850
4 Unit Home $846,150

The loan limits are similar in Middlesex and Tolland County. They are lower in Litchfield, New London, New Haven and Windham Counties. The loan limits are higher in Fairfield County.

What is an FHA Mortgage?

An FHA Mortgage loan is a loan that is insured by the Federal Housing Administration (FHA). FHA does not actually provide the loan; it insures the mortgage for the lender. Should the borrower on an FHA mortgage default the lender may receive payment from FHA for their losses. This insurance coverage reduces the lenders risk and makes them more able or likely to offer a borrower a loan.

An FHA mortgage loan may be for the purchase of a home in Enfield that the borrower plans to live in, or the refinance of a home they already live in. FHA mortgage loans are available to borrowers in Enfield, regardless of whether they have owned a property before. You don't need to be a first time homebuyer in order to qualify.

Need an FHA Mortgage Loan or you would like to discuss your options?

Call me at (860) 306-8029 or send me an email (use the link in the right hand column) to schedule a no obligation consultation. I’ll help you determine whether or not an FHA loan is right for your Enfield home purchase. If not, we’ll look at other programs and how they may benefit you more.

Getting ready to sell your house in Enfield Connecticut.

Spring started this past weekend weekend. That is good news in my opinion. Warmer weather, no more snow, and the spring home buying market is here. Have you have been thinking about buying a new home this year? Has your family grown this past year and you have out grown your current home? Maybe you would like a smaller more energy efficient home; or one closer to work, family? The reason you are ready to sell your home in Enfield is a very personal one.

This article by Dr. Chantal Saucier is a great article for some one who is thinking of selling their home on their own, or "For Sale By Owner".  I found the article informative and helpful for someone who is just starting to think about getting ready to sell your house in Enfield Connecticut.  Can you sell your home yourself, sure.  You can change your own oil, you can do your own repairs to your home, you can do your own taxes.  Just because your can, not everyone should, or could.  A quality real estate professional can help you sell your home, often for more money and more quickly.  Today's home buyer is finding their next home on the internet, just like you are.  Where will your home be advertised so that a buyer can find it?  The real estate professional you hire must be able to provide you with a complete marketing plan including a detailed internet action plan for selling your home.

Getting ready to sell your house in Enfield Connecticut?  Call me for a referral to quality real estate professionals that can help you at 860-306-8029.

Enfield FHA Mortgage Loans - Top 5 Questions About FHA Mortgage Loans

FHA Mortgage Loans are now one of the hottest loans available and considered as one the best ways to fix the  housing crisis currently in the US. Started during the Great Depression of the 1930s, the Federal Housing Administration since then secured loans for millions of Americans who want to own a home.

What makes an FHA mortgage loan so great?  Here are answers for 5 common questions about Enfield FHA mortgage loans:

1. What are its prime benefits? The ability to purchase a home with less than a 20% down payment along with guidelines which are understanding of first time buyers and those who have had issues in their past.  Because the loan is guaranteed by the government lenders are more willing to accept the greater risk presented by a low down payment FHA mortgage loan.  Currently the cost of the FHA mortgage insurance is less expensive than PMI or "Private Mortgage Insurance" which has gotten more expensive since the "meltdown".  Also PMI requires a down payment of 10% (this could change in the future but was accurate in October 2009 for loans here in Connecticut) where FHA only requires a borrower to put down 3.5%.

2. Who can qualify for this loan? In general terms a borrower can qualify if they have stable employment, good credit (currently a 620 score or greater will indicate good credit), and have the small 3.5% down payment ($3500 per $100,000 of the loan) available.  You must also not own another property which has a government guaranteed mortgage on it (FHA, VA or Rural Housing).  To confirm you are eligible for an FHA mortgage, please call me.  You DO NOT have to be a first time buyer to get an FHA mortgage, and you may get an FHA mortgage again if you have had one in the past.

3. Can someone with blemished credit history qualify? You may have had credit troubles in the past and still qualify for an FHA mortgage.  A bankruptcy, a foreclosure, collection accounts, or judgments.  You should be able to demonstrate that your troubles are in the past.  Each situation is different so if you have blemished credit, please call me.  You may be surprised to find out you are able to buy a home right now, if not we can create a plan for you so you can buy a house in the future.  It is possible, call me.

4. What information do I need to give you when I apply? We will want to know where you have lived for the past 2 years, your landlords contact information is helpful to have available.  We need to know about all the jobs you have had in the past 2 years, including company name, address, phone number, job title and dates of employment.  For your current employment we will want a months worth of pay stubs, and your last 2 years W2's.  For your down payment we will need your last 2 months bank statements, or last quarters statement.  This is a quick overview for a list that applies to you and your situation please call me.

5. Is there a pre-payment penalty?  FHA loans do not have pre-payment penalties.  You can pay any amount extra from a few extra dollars with each payment or the entire balance in advance.

As you can see an FHA Mortgage Loan is a great way to finance your new home.  It could allow you to make a minimum down payment, have just okay credit with troubles in your past and be able to pay the loan off early should the opportunity present itself.  A great combination for anyone looking to buy a home.  Call me to find out if an Enfield FHA mortgage loan is right for you.  860-306-8029

Thanks to http://www.flickr.com/photos/danielsphotography for a great photograph!