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First Time Home Buyers in East Hartford

First Time Home Buyers in East Hartford

Buying your first house in East Hartford is really a HUGE step.  Lots of qualified people are not thinking about buying now because they are following the wrong individuals.  Don't pay attention to a newspaper article authored by a 22 years old journalism student who rents an apartment with 3 other folks.  Don't listen to a 'financial expert' that bought their first home back in the 1970's and can't connect with where you are.

Buying your first home in East Hartford is just too important to trust to simply anybody.  As Mortgage Bankers, we assist First Time Home Buyers to be sure they understand the full process from beginning to end.  We make sure our clients aren't wasting money, and they are prepared to safely own a property.  We have a variety of house loan programs available for first-time home buyers that wont impact them when they don't have a lot of credit rating or a big deposit. East Hartford First Time Buyer

If you are buying your first home, or maybe starting to look into it, give us a call to schedule a no-obligation home buyer consultation.  If we meet in our office or talk on the phone, we'll review and give you a no cost copy of your credit history.

We will look at your monthly bills and make sure you are not going to end up house rich and funds poor when you purchase your house, but also ensure you don't spend so very little that you outgrow the home in 6 months and even move again.  (Getting a home in East Hartford is really a long term decision).

Many very first time home buyers uses an FHA Loan to get their house.  Be sure to ask about this loan program when we meet or talk on the phone.  Also ask about CHFA which is an option for some first time home buyers in East Hartford.

There is no magic solution for very first time home buyers.  Each person, each situation is different.  What is right for your co-worker or cousin is not always right for you.  Whenever we meet, we will enable you to decide if you are willing to buy, and if not, we'll assist you to discover what you need to do to ready.  The critical thing for very first time home buyers is to locate a honest mortgage professional which will give you honest advice and direct you through the process from initial credit history to the day you receive your keys.  Whenever you call and talk with us, you will see that were the mortgage lender in East Hartford that will help you buy your first house.

Home values are low. Interest Rates are very low. If you have a regular job, want to start building equity in your own home, in lieu of making your landlord rich, you will need to buy a house now.

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If you or someone you know is thinking of buying or selling property in Connecticut or is looking to refinance their home in Connecticut -Please give Jon Sigler, Mortgage Banker (NMLS#119288) a call at 860-306-8029. Be sure to check out Jon's website www.4fhaloan.com and his blog.

Download my contact information to your mobile phone.
Click on the image below.
Jon Sigler Contact Information QR code

As quoted in the New York Times "A Little-Known Loan Program", and in the Hartford Courant "Moving In:Couple Combining Households Buys In Newington" and "Moving In... New Britain"

FHA Mortgage

Connecticut Rehab Loan

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This is not an offer or commitment to lend. Articles, information and commentary are offered for informational purposes only, and should not to be relied on as legal, tax or financial advice. Consumers should retain their own legal, tax and financial professionals for such advice.

Starter Home In South Windsor CT

Starter Home In South Windsor, CT. I saw this article which offers some great advice Starter Home South Windsor CTto someone looking to buy a home with a real estate agent. If you are looking to purchase a Starter Home in South Windsor, CT it is likely your first home and you are unsure where to start. You can find some great advice from the pointers in this article.

Advice like getting pre-approved for a loan. You need to prove to a seller you are able, you also want to look at what you can actually buy. Find the right agent and work with that agent. Calling various listing agents or working with various agents is a recipe for disaster. Get the know what you want to buy, is it a starter home in South Windsor, CT? Working with one agent can help you to establish what is important, what a deal maker or deal breaker, and what is actually possible to buy in the market.

If you would like to talk about your mortgage options for buying a starter home in South Windsor CT, or a referral to a quality real estate professional please give me a call. 860-306-8029.

Via Dallas Chambers (RE/MAX Agents Realty):

8 Tips to Guide for Your Home Search

1. Research before you look. Decide what features you most want to have in a home, what neighborhoods you prefer, and how much you'd be willing to spend each month for housing.

2. Be realistic. It's OK to be picky, but don't be unrealistic with your expectations. There's no such thing as a perfect home. Use your list of priorities as a guide to evaluate each property.

3. Get your finances in order. Review your credit report and be sure you have enough money to cover your down payment and closing costs. Then, talk to a lender and get prequalified for a mortgage. This will save you the heartache later of falling in love with a house you can't afford.

4. Don't ask too many people for opinions. It will drive you crazy. Select one or two people to turn to if you feel you need a second opinion, but be ready to make the final decision on your own.

5. Decide your moving timeline. When is your lease up? Are you allowed to sublet? How tight is the rental market in your area? All of these factors will help you determine when you should move.

6. Think long term. Are you looking for a starter house with plans to move up in a few years, or do you hope to stay in this home for a longer period? This decision may dictate what type of home you'll buy as well as the type of mortgage terms that will best suit you.

7. Insist on a home inspection. If possible, get a warranty from the seller to cover defects for one year.

8. Get help from a REALTOR®. Hire a real estate professional who specializes in buyer representation. Unlike a listing agent, whose first duty is to the seller, a buyer's representative is working only for you. Buyer's reps are usually paid out of the seller's commission payment.

 

Dallas Chambers

RE/MAX Agents Realty

Office:  770-922-7777 X316

Cell:     770-595-1541

Web:  http://dallaschambers.agentsrealty.com

E-Mail:  dallasc@remax.net

Each Office Independently Owned and Operated.  All information deemed reliable but not guaranteed.

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Please be green and recycle.  When you are done reading this post, please recycle it by forwarding it to someone you think who will enjoy reading it as well. Thank you!

If you or someone you know is thinking of buying or selling property in Connecticut or is looking to refinance their home in Connecticut -Please give Jon Sigler, Mortgage Banker (NMLS#119288) a call at 860-306-8029. Be sure to check out Jon's website www.4fhaloan.com and his blog.

Download my contact information to your mobile phone.
Click on the image below.
Jon Sigler Contact Information QR code

As quoted in the New York Times "A Little-Known Loan Program", and in the Hartford Courant "Moving In:Couple Combining Households Buys In Newington" and "Moving In... New Britain"

FHA Mortgage

Connecticut Rehab Loan

0 Down Plate

This is not an offer or commitment to lend. Articles, information and commentary are offered for informational purposes only, and should not to be relied on as legal, tax or financial advice. Consumers should retain their own legal, tax and financial professionals for such advice.