Greater Hartford Online

So you are considering getting your first place and are thinking about buying a condo. Condos like the units in Fitch Meadow inside South Windsor can make a great option for a first time buyer. What is vital as you evaluate the units in Fitch Meadow to compare all of them with other complex’s in South Windsor to decide if condo living is perfect for you?

1. Complex Facilities: Each South Windsor CT condo complex like Fitch Meadow has different services. Does the complex have a pool? Basketball or Tennis court? Recreation room? A gym? Which of these is essential to you? Realize that the more amenities the complex has it is likely that the monthly HOA dues will be higher.

2. Design and appearance of condo: There are different forms of condos, ranch, garden, townhouse. Some complexes have only a few units in a building; others have many units in each building, and some might have units below or above your own. Understand the actual differences to each design, and select one that you will enjoy living in. Do you prefer the exterior colors, in a condo you likely can't change them.

3. Location of the condo inside the complex: Corner units tend to be in more demand. They usually have just one side neighbor, additional windows and better views. In addition to corner units, take into consideration how far in the complex the unit is situated. Do you wish to be right near the entrance of the complex, or do you like the privacy of being among the last units? Almost everywhere in South Windsor CT is a convenient location, but also consider where in South Windsor Fitch Meadow is located.

4. Are there any limits to what you are allowed to do with your condo: Are pets allowed? Can you barbecue on your outdoor patio? Can you fly a the flag? Can you have a motorcycle, or a work truck? You will have an opportunity to review the rules of the complex (as well as accept or reject them as a whole) as part of your purchase. You should also get answers to the most important ones like pets or perhaps work trucks if they matter to you before making an offer.

5. HOA Dues: HOA stands for “Home Owners Association” dues. Each complex such as Fitch Meadow in South Windsor has dues so that they can settle the bills of the association. Nearly all dues are based on the features and services given to unit owners such as lawn care, snow removal, trash removal, pool maintenance, and in addition money set aside to pay for of the maintenance of streets, or other exterior items. For the most part, HOA dues are based on square footage of your unit..

6. Management of the complex:: How is the Fitch Meadow being taken care of? Is the exterior within good repair? Landscaping maintained? Are the roads along with parking lots in good repair? Is the fitness equipment up to date, does the gym looks clean over all? Does it appear that overall there's a pride of ownership?

7. Financial health of the complex: Ask to see the budget for Fitch Meadow in South Windsor CT, and if there is a long term program in place for long term major upkeep. If you will be using a bank loan to purchase your unit there may be requirements that a percentage of monthly HOA dues be put aside for large projects such as roofs or siding replacement. Ask if there have been or are they planning on any special assessments. If the complex is it could indicate that the complex doesn’t set aside adequate money for major repairs which could cause havoc on your month to month budget. Also ask if there is any pending litigation against Fitch Meadow, if there is this might also keep you from having the ability to finance your new condo.

Are you ready now to start your search for a condo in South Windsor CT, including condos for sale in Fitch Meadow? On SouthWindsorRealEstate.com you will find all of the condos for sale in South Windsor in one place, along with local professionals ready to answer your questions.

4 Bedroom Home Stafford CT. 11 County Rd in Stafford CT offers 4 bedrooms and a number of other features that make it a desirable home. Built on a large lot that is over 1.15 acres in 2005, it has an open floor plan great for entertaining and relaxed living in 2000 square feet. Central Air Conditioning in this Stafford home makes summer nights more enjoyable in the 4 bedrooms. A walkout lower level provides space for expansion.

Want to see pictures of the 4 bedrooms in this Stafford home? Check out this virtual tour. If you would like to know more about this 4 bedroom home in Stafford, or other 4 bedroom homes for sale contact Brian Burke of Coldwell Banker at 860-798-3272.

	11 County Road Stafford, CT 06076 Newer 4 Bedroom Colonial Secluded Yet Close To I-84
Home   Photo Gallery   Virtual Tour   Property Map   Payment Info   Request Showing   Contact Me   Brian Burke Mobile: 860-798-3272 Website: Visit Website	Price : $299,900 Bedrooms : 4 Bathrooms : 2.5 Square Foot : 2,000 Lot Size : 50,094 County : Tolland Property Type : Detached Year Built : 2005 MLS Number : G578748 click for more information and pictures Property Description Magnificent Colonial situated on secluded 1.15 acre lot which is just minutes from I-84. Open floor plan for relaxed living. Stunning interior design features 4 bedrooms, 2.1 bathrooms in 2000 square feet with 2 car attached garage. Interior features include oak hardwood floors, premium molding, spacious kitchen, Central Air Conditioning, Fireplace, security system, generous storage. Future expansion possible in the walkout basement. Features List Stafford Schools MLS # G578748 Easy Commute 4 Bedrooms 2 1/2 Bathrooms 2000 Sq. Ft. 2 Car Garage Open Floor Plan Hardwood Floors Central AC Premium Moldings Oil Heat Walkout Basement Spacious Kitchen Stainless Appliances
Equal Housing Opportunity.	Coldwell Banker Res Brokerage : 481 Buckland Rd - South Windsor CT 06074

No down payment financing is available to qualified borrowers.

Ellington CT New Construction 3 Bedroom Home. 1 Manhatten Rd, West 2 in Ellington offers 3 bedrooms and a lake view as well as a number of other features that make it a desirable home. This new construction 3 bedroom home was built just a few hundred feet from Crystal Lake in Ellington, it also has an attached 2 car garage. Beach rights will make the summers feel like vacation. If you are still looking for more space in 3 bedrooms you will find an unfinished walk-out basement with plumbing roughed in for a bathroom to expand in.

Want to see pictures of the Ellington CT New Construction 3 Bedroom home? Check out this virtual tour. If you would like to know more about this Ellington CT New Construction 3 Bedroom home, or other 3 bedroom homes for sale contact Brian Burke of Coldwell Banker at 860-798-3272.

	1 Manhatten Rd, West 2 Ellington, CT 06029 Ellington CT New Construction 3 Bedroom Home
Home   Photo Gallery   Virtual Tour   Property Map   Payment Info   Request Showing   Contact Me   Brian Burke Mobile: 860-798-3272 Website: Visit Website	Price : $339,900 Bedrooms : 3 Bathrooms : 2.5 Square Foot : 2,000 Lot Size : 10,018 County : Tolland Property Type : Detached Year Built : 2010 MLS Number : G582179 click for more information and pictures Property Description New Construction with spectacular living areas angled to soak up direct views of Crystal Lake. Spacious farmhouse Colonial exudes open floor plan, formal dining room with crown molding and wainscoting, hardwood and tile floors, masonry fireplace, ceiling fans, master bedroom suite with walk-in closet and two car garage. Home is also roughed for central air conditioning and plumbing to add a full bathroom in the walkout basement. No detail has been overlooked in this Ellington CT New Construction 3 Bedroom Home! Homeownership also includes direct beach access and unlimited power boating, kayaking, fishing or ice skating. Features List Crystal Lake School Ellington High MLS # 582179 Open Floor Plan Direct Beach Access Crystal Lake View Hardwood Floors MBR Suite 2 Car Garage Fireplace Walk Out Basement Oil Heat Crown Moldings New Construction
Equal Housing Opportunity.	Coldwell Banker Res Brokerage : 481 Buckland Rd - South Windsor CT 06074

Low and no down payment financing available to qualified buyers.  If you would like to view other Ellington CT New Construction 3 Bedroom Homes for sale, visit CTHomesForSaleSearch.com.

Greenwoods Condo For Sale East Windsor CT. 216 Adams Hill Way in the Greenwoods Condo complex in East Windsor offers 2 spacious bedrooms and a number of other features that make it a desirable place to call home. Central Air Conditioning  and a 2 car attached garage are 2 more appealing features of the Greenwoods Condo For Sale in East Windsor CT.  Greenwoods Condos in East Windsor CT is conveniently located right off I-91 offering quick commuting to Hartford or Springfield.  Shopping and dining are also located very close by. 

Want to see pictures of this Greenwoods Condo For Sale in East Windsor CT? Check out this virtual tour. If you would like to know more about this Greenwoods Condo For Sale in East Windsor CT, or other condos for sale contact Brian Burke of Coldwell Banker at 860-798-3272.

	216 Adams Hill Way East Windsor, CT 06088-9612 Immaculate and Spacious Greenwoods Condo For Sale
Home   Photo Gallery   Virtual Tour   Property Map   Payment Info   Request Showing   Contact Me   Brian Burke Mobile: 860-798-3272 Website: Visit Website	Price : $154,900 Bedrooms : 2 Bathrooms : 2 Square Foot : 1,282 Community : Greenwoods County : Hartford Property Type : Condo or Townhouse Year Built : 1986 MLS Number : G581126 click for more information and pictures Property Description Immaculate and spacious Greenwoods condo offers newer slider, newer hot water heater, newer heat pump, newer Central Air Conditioner fresh paint. Property includes huge bedrooms with generous walk-in closets separate bathrooms, fireplace, 2 car attached garage, all appliances & MUCH MORE! Great Location too! FHA Approved Complex Features List Broadbrook Elemntry. East Windsor High MLS # 581126 Greenwoods Condos FHA Approved Complex Condo Fee $240 Mo. 2 Bedrooms 2 Full Bathrooms 2 Car Garage Central A/C Walk-In Closets Fireplace Huge Bedrooms Great Location
Equal Housing Opportunity.	Coldwell Banker Res Brokerage : 481 Buckland Rd - South Windsor CT 06074

Low and no down payment financing is available to qualified buyers.

Eastern Connecticut Equestrian Property.  If you are looking for an Equestrian Property in Eastern Connecticut you likely are not looking for short sales, foreclosures, first time buyer information ore anything of the like.  A home like the one below at 288 Diamond Ledge Rd in Stafford would appeal to you in your search for an Eastern Connecticut Equestrian Property. 

Finding an Eastern Connecticut Equestrian Property starts with finding a real estate agent with the access to equestrian properties for sale in Eastern Connecticut that you enjoy working with.  Do they understand your needs?  If you are looking to sell your Eastern Connecticut Equestrian Property does that real estate agent have the tools to get your property the exposure it needs to sell?  Since the Equestrian Property buyer today is looking on the internet, look at the internet presence that agent has.  Ask that agent to detail what they will do to market your property.  One agent with a quality internet presence for your search or sale of an Eastern Connecticut Equestrian Property is Brian Burke of Coldwell Banker, or call him at 860-798-3272.

First Time Home Buyers in East Hartford

Buying your first house in East Hartford is really a HUGE step.  Lots of qualified people are not thinking about buying now because they are following the wrong individuals.  Don't pay attention to a newspaper article authored by a 22 years old journalism student who rents an apartment with 3 other folks.  Don't listen to a 'financial expert' that bought their first home back in the 1970's and can't connect with where you are.

Buying your first home in East Hartford is just too important to trust to simply anybody.  As Mortgage Bankers, we assist First Time Home Buyers to be sure they understand the full process from beginning to end.  We make sure our clients aren't wasting money, and they are prepared to safely own a property.  We have a variety of house loan programs available for first-time home buyers that wont impact them when they don't have a lot of credit rating or a big deposit.

If you are buying your first home, or maybe starting to look into it, give us a call to schedule a no-obligation home buyer consultation.  If we meet in our office or talk on the phone, we'll review and give you a no cost copy of your credit history.

We will look at your monthly bills and make sure you are not going to end up house rich and funds poor when you purchase your house, but also ensure you don't spend so very little that you outgrow the home in 6 months and even move again.  (Getting a home in East Hartford is really a long term decision).

Many very first time home buyers uses an FHA Loan to get their house.  Be sure to ask about this loan program when we meet or talk on the phone.  Also ask about CHFA which is an option for some first time home buyers in East Hartford.

There is no magic solution for very first time home buyers.  Each person, each situation is different.  What is right for your co-worker or cousin is not always right for you.  Whenever we meet, we will enable you to decide if you are willing to buy, and if not, we'll assist you to discover what you need to do to ready.  The critical thing for very first time home buyers is to locate a honest mortgage professional which will give you honest advice and direct you through the process from initial credit history to the day you receive your keys.  Whenever you call and talk with us, you will see that were the mortgage lender in East Hartford that will help you buy your first house.

Home values are low. Interest Rates are very low. If you have a regular job, want to start building equity in your own home, in lieu of making your landlord rich, you will need to buy a house now.

Ranch Homes For Sale in Wethersfield, CT.  If you are looking to purchase your first home looking at ranch homes for sale in Wethersfield, CT will likely be of interest to you.  First time buyers like ranch homes for their usual low costs.  Empty nesters can find them attractive for their size and one floor living.  If you are looking at Ranch Homes For Sale in Wethersfield, CT please me to discuss your mortgage options.  There are many different low and no down payment mortgage options to both first time buyers and previous home owners to purchase Ranch Homes For Sale in Wethersfield, CT.  860-306-8029. 

FHA Mortgage loans are often a perfect for Bloomfield first time home buyers.  One of the great benefits of an FHA loan is that they are very flexible in their approval criteria which allows for an easier qualification process than other mortgage loan programs for Bloomfield first time home buyers.

The Federal Housing Administration was created in 1934 and became a part of Department of Housing and Urban Development in 1965.  It has helped increase the home ownership rate in the United States of America to almost 70%. It is a Federal program that does not cost the American taxpayer. All costs of the insurance are paid for by borrowers who obtain FHA mortgage loans.

Benefits to a Bloomfield First Time Home Buyer in using an FHA Loan to buy a home

Low Down Payment and Closing Costs - Bloomfield First Time Home Buyers often lack 20% of their purchase price for a down payment. FHA allows for less money to come out of your pocket.

• Just 3.5% of Sales Price is required for down payment
• You can get a gift from a family member for all of your down payment and closing costs
• The seller can give you a credit of a maximum of 3% of the sales price towards your closing costs.  This option can greatly reduce the total amount of money a Bloomfield first time home buyer needs to purchase a home. 

Easier Credit Qualifying Guidelines - FHA understands that all buyers do not have perfect credit.  They may have had life just get in the way in the past.   A Bloomfield First Time Home Buyer will need to demonstrate that they have things under control now.   Here are some of the understanding guidelines from FHA:

• A credit score of at least 620.  If you don't know your credit score, Bloomfield first time home buyers should check out How To Request Your Credit Report right now! 
• You can qualify for an FHA mortgage in as little as 2 years after your Chapter 7 Bankruptcy Discharge, and while you are in Chapter 13 as long as you making your payments on time, and the trustee gives you permission
• You can qualify to get an FHA loan in as little as 3 years after a foreclosure.

Additional Features of FHA Loan Programs

• You can also buy a multi-family property that has up to 4 units if you plan to live in one of the units. You can use some of the rental income from the other units to help you qualify for the payments on the loan.
• There are special loan programs available if you are: a teacher, a law enforcement officer, or buying a home that needs home improvements (read this post on rehab loans).

If you are a Bloomfield First Time Home Buyer, these are exciting times.  You have lots of questions; let me help you to answer them.  Where do you start?  Call me at 860-306-8029.

Mannarino Builders is currently building at Dzen's Tree Farm.  A subdivision of beautiful new homes.  Dzen's Tree Farm in South Windsor has a great location, close to highways, close to great shopping and restaurants, but also just far enough that it feels like the country at home.  Very peaceful living at Dzen's Tree Farm in South Windsor.

Are you looking to purchase a new construction home in South Windsor?  If you are Dzen's Tree Farm offers great options in a well constructed neighborhood.  Check it out, Dzen's Tree Farm will impress.

Here are some pictures from Dzen's Tree Farm in South Windsor.  One of a beautiful finished home, the other of construction underway.

Starter Home In South Windsor, CT. I saw this article which offers some great advice to someone looking to buy a home with a real estate agent. If you are looking to purchase a Starter Home in South Windsor, CT it is likely your first home and you are unsure where to start. You can find some great advice from the pointers in this article.

Advice like getting pre-approved for a loan. You need to prove to a seller you are able, you also want to look at what you can actually buy. Find the right agent and work with that agent. Calling various listing agents or working with various agents is a recipe for disaster. Get the know what you want to buy, is it a starter home in South Windsor, CT? Working with one agent can help you to establish what is important, what a deal maker or deal breaker, and what is actually possible to buy in the market.

If you would like to talk about your mortgage options for buying a starter home in South Windsor CT, or a referral to a quality real estate professional please give me a call. 860-306-8029.